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Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions

Authors: Oguntodu James .A , ALALADE Samson , Amusa , & DADA Olajide

Publication Type: Journal article

Journal: Palarch’s Journal Of Archaeology Of Egypt/egyptology

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Abstract

Sustainability of life after retirement is worthy of adequate planning by both employees and entrepreneurs. However, government pension scheme is expected to support majority of the senior citizen, which has failed overtime hence the need for additional source of revenue to keep the future benign. Most research on retirees were generalized on workers but not potential retirees that are lecturers in Nigeria. The study was done to establish the impact of government or private pension scheme on the retirement investment goals of steady income stream of potential retirees in Nigeria academia. The study used survey research design. The population of the study was 5,805 lecturers for both public and private tertiary institutions that were Universities and Polytechnics. A sample of 487 which was determined using Taro Yamane formula was used. Validated questionnaire was used in collecting primary data with Cronbach’s alpha reliability coefficients ranged from 0.70 to 0.75. The study recorded retrieval rate of 83.4%. The study adopted descriptive and inferential statistics for data analysis. The study showed that government or private pension scheme had significant effect on future sustainability of potential retirees that are lecturers because the result showed existence of significant relationship between government or private pension scheme and retirement investment goals (?1 = 0.550, R2 = 32.10%, p< 0>

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Oguntodu,J. ALALADE,S. Amusa,B. DADA,O. . (2020). Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions, 17 (), 4301-4301.

Oguntodu,J. ALALADE,S. Amusa,B. DADA,O. . "Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions" 17, no (), (2020): 4301-4301.

Oguntodu,J. and ALALADE,S. and Amusa,B. and DADA,O. and . (2020). Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions, 17 (), pp4301-4301.

OguntoduJ, ALALADES, AmusaB, DADAO, . Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions. 2020, 17 ():4301-4301.

Oguntodu,James .A , ALALADE,Samson , Amusa,B.o , and DADA,Olajide . "Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions", 17 . (2020) : 4301-4301.

O.James .A A.Samson A.B.o & D.Olajide , "Government ~ Private Pension Scheme and Future Sustainability of Potential Retirees among Nigerian Academics in Selected Tertiary Educational Institutions" vol.17, no., pp. 4301-4301, 2020.

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