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Combating Automated Teller Machine Frauds through Biometrics

Authors: AWODELE Oludele , Adeniyi Akanni

Publication Type: Journal article

Journal: International Journal Of Emerging Technology And Advanced Engineering

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Abstract

The gains of technology brought about by the advent of Automated Teller Machines (ATMs) cannot be over-emphasized. Whatever benefits accruable to parties are almost lost through frauds perpetrated through card-related transactions on ATMs. This paper presents a solution of still enjoying the dividends of ATM through combined biometric features at the expense of cards and its attendant vulnerabilities. The present two factor authentication that combines something you have (card) with something you know (PIN) has been defied by card thefts while the PIN is capture with the aid of microscopic cameras installed to steal the PIN. However, since human biometric features cannot be replicated it left no option to fraudsters except for the actual account owner to carry out his transactions by himself. The combined biometric features approach is to serve the purpose both the identification and authentication that card and PIN do. While iris replaces the card, fingers are used to do the authentication. Thus, the existing card present transactions can be reliably carried out at the ATM site only by the authentic owner.

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AWODELE,O. Adeniyi,A. . (2012). Combating Automated Teller Machine Frauds through Biometrics, 2 (), 441-441.

AWODELE,O. Adeniyi,A. . "Combating Automated Teller Machine Frauds through Biometrics" 2, no (), (2012): 441-441.

AWODELE,O. and Adeniyi,A. and . (2012). Combating Automated Teller Machine Frauds through Biometrics, 2 (), pp441-441.

AWODELEO, AdeniyiA, . Combating Automated Teller Machine Frauds through Biometrics. 2012, 2 ():441-441.

AWODELE,Oludele , and Adeniyi,Akanni . "Combating Automated Teller Machine Frauds through Biometrics", 2 . (2012) : 441-441.

A.Oludele & A.Akanni , "Combating Automated Teller Machine Frauds through Biometrics" vol.2, no., pp. 441-441, 2012.

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